Let's find out if you are overpaying for life insurance, missing out on key benefits, or both!.
Did you know that... just like your mortgage, your credit cards, and your car loans can be refinanced with better rates and terms.... so can your existing life insurance policy.
"As your trusted advisors, we know that reviewing your existing life insurance policies is a vital part of the financial planning process. Our team has developed an easy to use auditing tool to securely and efficiently review your existing life insurance policies."
- Heidi ChandlerPrincipal, Managing Director
Introducing the Life Insurance Policy Enhancement Auditor™
The Life Insurance Policy Enhancement Auditor™ will let you know if…
- Your premium payments can be LOWERED
- You can obtain MORE coverage for less
- "Living Benefits" like LONG-TERM CARE can be added
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Your policy is in "Good Standing" and not in danger of being terminated
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Your beneficiaries match your current estate planning goals
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You have TOO MUCH or TOO LITTLE coverage
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You have living benefits you can access TODAY
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You can STOP PAYING the premiums and still have coverage
Almost didn't do it...
"I thought there was a catch to this and I almost didn't go through the process. I am so glad I did!
I was able to get $500,000 more coverage and my monthly premium went from $1,800 to $1,442." -Debra D.
Debra D.
Always good to get a second opinion...
"My investment advisor referred me to the “Life Insurance Policy Enhancement Auditor”. I was leery at first, but then I was provided a report from their insurance experts that my current policy is still good for me and my situation. It feels good to have an expert opinion."
Lisa S.
My coverage almost lapsed...
"I had been thinking about my old policies, so I decided "what the heck" let me get try this auditor thing out. Thankfully I did! I didn't realize that my 15-year-old policies were severely underperforming and I was on pace to have them LAPSE in a few years."
John C.
How It Works...
It's Easy As 1, 2, 3!
1
Click the button below to be taken to a short intake form that will help us understand a little bit more about you, your current policy, and your goals
2
After you submit your form, we will perform an in depth analysis that will help us determine if we can help you lower your costs, increase your benefits or BOTH!
3
We will present you with a detailed report showing where your policy is performing well, what could be improved on. We will also show you what else is available that could save you money, increase your benefits, or both!
About Heidi Chandler
Heidi Chandler is a Financial Educator, Author, Speaker, and Retirement Specialist.
Frustrated by the myths and misinformation espoused by the media and "Wall Street", Heidi sought out to challenge the status quo of “traditional financial planning”.
She understands most of what people know about life insurance is wrong. Life Insurance may be the single best, most cost-effective yet amazingly underutilized strategy to provide a source of funds for generating tax-free cash flow, protecting retirement account balances, and supporting legacy, liquidity and even long-term health care cost.
You may be asking... (FAQs)
Why should I have my policy audited?
It is a WIN-WIN! First, you will learn if your current policy is still the best fit for you. Second, you will learn if their are new benefits, ways to reduce the cost and/or increase your coverage. You can't lose by having your policy audited.
Is my information going to be secure?
Yes, we use the latest encryption technologies to make sure your information is secure. We also DO NOT ask for social security numbers, driver's license information, or any sensitive information.
I’m older and not as healthy as I was … is paying less or getting more coverage still an option?
A lot has changed in the life insurance industry over the last five years. Changes to life expectancy, improved underwriting classifications and new benefits allow older and less healthy people to improve old policies.
If I want to change into a better life insurance policy will I have to do that on my own?
Not if you don't want to. Our team will not only analyze your current policy, but can help you step by step in changing policies if that is what you decide to do.
Who is going analyze my policy?
Only licensed advanced planning and life insurance specialists. Our team has decades of experience, staffed with financial advisors and life insurance professionals that have years of expertise behind them.
Are there any hidden costs or fees?
No. The Life Insurance Policy Enhancement Auditor™ is offered to life insurance policy owners at no charge.
Find out how much you can save
Take advantage of the major changes in the insurance industry and lower your premium payments, get more coverage, or both.
Have Questions? Contact Heidi Chandler directly at:
(916) 240-7997
Heidi@cgwealthsolutions.com
8757 Auburn Folsom Road #2934
Granite Bay, CA 95746